I want to get education loan for my Masters in Germany.

Farmers often fall under a different category for income verification since agricultural income is typically exempt from filing Income Tax Returns (ITRs) in many countries, including India.

Banks are generally aware of this and may accept an income certificate issued by a competent authority (like the Tehsildar or District Magistrate) in place of ITRs.

For an education loan, the following documents are commonly required in your case:

1. Income Certificate - This will serve as proof of your family’s earnings.
2. Land Ownership Documents - Proof of agricultural land owned by your family.
3. Bank Statements - Provide evidence of regular agricultural income via deposits.
4. Admission Letter - From your university in Germany.
5. Collateral (if required) - Property documents if the loan exceeds the unsecured limit.

Many students with similar financial backgrounds have successfully secured education loans with the assistance of Abroad Cube for studying abroad.