Checkout the best Forex Card for International Students and get it delivered to your Doorstep. Compare and book the Student Forex Card required for Study Abroad needs with the lowest exchange rate, minimal charges, instant processing, and maximum benefits.
| Niyo Global - DCB | WSFX | HDFC Bank | ICICI Bank | |
|---|---|---|---|---|
| Apply Now | ||||
| Joining fee | ₹200 + GST | ₹200 + GST | ₹500 + GST | ₹499 + GST |
| Annual fee | ₹200 + GST | ₹0 | ₹0 | ₹199 + GST |
| Account Loading | ₹0 | ₹100 + GST | ₹75 + GST | ₹100 + GST |
| Cross-Currency Markup | 0% | 3% + GST | 2% + GST | 3.5% + GST |
| Transaction Fee (POS/Online) | ₹0 | ₹0 | ₹0 | ₹0 |
| In-Activity Fees | ₹0 | USD 5 / 180 days | --- | USD 5 / 180 days |
| International ATM Withdrawal | ₹100 + GST | Varies | Varies | Varies |
| Reissue of lost, stolen or damaged card | ₹250 + GST | $2 (India) $20 (International) |
₹100 + GST | $3 (India) $20 (International) |
The Niyo Global DCB Card is issued by GoNiyo in association with DCB Bank. It operates as a Debit Card with Zero Markup Fees that can be used internationally in more than 150 nations and 100 different currencies. You can instantly load money into your Niyo DCB account using NEFT, RTGS, IMPS, or UPI transactions. If you use this card to make a foreign currency transaction, the exchange rate will be applied in real-time based on Visa rates. A fee of Rs 100 every withdrawal in foreign currency will be applied. According to a number of criteria, Niyo Global DCB is the finest forex card for international students.
| Description | Charges |
|---|---|
| Joining fee | Rs 200 + GST |
| Annual fee | Rs 200 + GST |
| Account Loading | NIL |
| Transaction Fee (POS/Online) | NIL |
| In-Activity Fees | NIL |
| International ATM Withdrawal | Rs 100 per transaction |
| Reissue of lost, stolen or damaged card | Rs 250 + GST |
The WSFX Smart Currency Card is a type of Forex Card acceptable at 31.4 million VISA merchant outlets globally. For your convenience, you can load up to 14 currencies, USD, EUR, AED, AUD, GBP, CAD, SAR, SGD, JPY, THB, CHF, ZAR, NZD, and HKD, into the card and use it anywhere. You have to pay a fee of Rs 100 + GST each time you load currency into the card, and additionally, you will be charged for each ATM Cash withdrawal in local currency.
| Description | Charges |
|---|---|
| Joining fee | Rs 200 + GST |
| Annual fee | NIL |
| Account Loading | Rs 100 + GST |
| Transaction Fee (POS/Online) | NIL |
| In-Activity Fees | USD 5 / 180 days |
| International ATM Withdrawal | Varies |
| Reissue of lost, stolen or damaged card | $2 (India) / $20 (International) |
The HDFC Bank offers the ForexPlus Multicurrency Card to customers who are going overseas for purposes, such as vacations, business, studies, etc. You can choose from a list of 23 different currencies to load, and the same currency can be used for both POS and online transactions. Additionally, there is a fee for using an international ATM to withdraw money. The Cross-Currency Markup fee is 2% + GST if transact in currency other than the base currency. For example, if you load currency in USD and you have to make a transaction in Euro, you have to pay markup fees over the amount.
| Description | Charges |
|---|---|
| Joining fee | Rs 500 + GST |
| Account Loading | Rs 75 + GST |
| International ATM Withdrawal | Varies (Not Free) |
| Reissue of lost, stolen or damaged card | Rs 100 + GST |
The ICICI Forex Card can be obtained by Non-ICICI customers as well. This card comes with so many charges compared to other forex cards available in the market. There are no charges for using the card for Online or POS transactions, while cash withdrawals attract charges based on the currency. You have to bear an In-Activity fee of USD 5 if not used within 180 days. The ICICI Bank charges a Cross-Currency markup of 3.5% + GST on transacting in non-base currency.
| Description | Charges |
|---|---|
| Joining fee | Rs 499 + GST |
| Annual fee | Rs 199 + GST |
| Account Loading | Rs 100 |
| Transaction Fee (POS/Online) | Free |
| In-Activity Fees | USD 5 / 180 days |
| International ATM Withdrawal | Varies (Not Free) |
| Reissue of lost, stolen or damaged card | USD 3 (India) / USD 20 (International) |
GoNiyo issues the Niyo Global Travel card in collaboration with SBM Bank. It functions essentially as a Debit Card with Zero Markup Fees that can be used in more than 150 countries and 100 different currencies worldwide. You can load money into your Niyo account using NEFT, RTGS, IMPS, or UPI transactions, and it will be loaded right away. You will receive attractive interest on your loaded sum of up to 5% because it will continue to be in Indian Rupees in your Niyo Savings account. The exchange rate will be applied in real-time following Visa rates if you use this card to make a foreign currency transaction. The International Cash Withdrawals will attract a charge of Rs 100 per transaction. This is the best forex card for international students, according to a range of factors.
| Description | Charges |
|---|---|
| Joining fee | Free |
| Annual fee | Free |
| Account Loading | NIL |
| Transaction Fee (POS/Online) | NIL |
| In-Activity Fees | NIL |
| International ATM Withdrawal | Rs 100 per transaction |
| Reissue of lost, stolen or damaged card | Rs 250 + GST |
