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Living Expenses for Study in New York

Me and one of my friends we are going to move USA for our Master, but we are going to move to New York City which is the most expensive city in the USA (our university's name - is Columbia University), I am really happy and excited because there is no doubt New york is lovely and high class of living and top class lifestyle but on the other hand, I am worried about my living expenses and accommodation, so how to find a affordable accommodation in type of city which is highly expensive?

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1 Answers Reply
  • Sriram Venkatesan
  • 3 months ago

Hello Mam, That's really exciting! Congratulations on getting into Columbia University—what an amazing opportunity! It’s completely normal to feel a bit anxious about the costs, especially with New York being one of the priciest cities. But there are definitely strategies to help manage your living expenses and find affordable accommodation. Let me give you some of tips which will help you-

On-Campus Housing

Columbia University offers on-campus housing for graduate students. It can be more affordable compared to off-campus options, and it’s very convenient. The only downside is that the spots can be limited, and they might go quickly, so apply as soon as possible if you're interested.

Roommates

Sharing an apartment with roommates is one of the most common and cost-effective ways to live in NYC. Many students live in shared apartments, which significantly reduces individual rent. You can try looking for roommates through platforms like:

Roomi (app specifically for finding roommates)

SpareRoom

Facebook groups (many university-specific housing groups exist)

Craigslist (although be cautious and always meet in safe locations)

Neighborhood Choice

While Manhattan is undoubtedly expensive, there are nearby boroughs like Brooklyn, Queens, or even parts of the Bronx where rent is more affordable. You might have a slightly longer commute, but the savings could be significant. Some neighbourhoods to consider:

Brooklyn: Areas like Bushwick, Williamsburg (although trendy, can be cheaper depending on the apartment), or Crown Heights.

  Queens: Astoria, Long Island City, or Jackson Heights have a range of affordable options, and the commute to Columbia is manageable.

  The Bronx: Areas like Riverdale and Pelham Parkway might be less expensive, with easy access to the subway.

Subletting and Short-Term Rentals

If you're unsure about committing to a long-term lease right away, consider subletting an apartment for a few months. This can give you a chance to explore different neighbourhoods and get familiar with your surroundings before signing a lease. Websites like Sublet.com and Airbnb can be useful.

Check with the Columbia University Housing Office

Columbia’s housing office may have listings or advice for students looking for affordable off-campus accommodation. They might also offer resources for connecting with other incoming students who are looking for roommates.

Affordable Housing Programs & Scholarships  

Some universities have partnerships with affordable housing organizations or offer subsidies. Look into whether Columbia provides any housing grants or partnerships with landlords in more affordable neighbourhoods.

Public Transportation

Since you’ll likely need to commute, try to find a place with good access to the subway or bus lines. A well-connected area can make up for a slightly longer commute by saving you money on transportation and making it easier to access the university.

Be Ready to Compromise

In NYC, you might need to adjust your expectations. A smaller apartment or a place with fewer amenities could be more affordable. Look at apartments a little further out from the centre of the city, or even consider shared spaces or studios.

Finally, keep in mind that while New York is expensive, the experience and opportunities it offers are unmatched. Managing your budget and finding the right balance between affordability and comfort is key. And remember, you're not alone—many students face similar challenges, so there's a lot of shared advice and support available.


Do you have any particular neighbourhood in mind already, or are you still exploring options?

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