Germany Public Health Insurance

	TK	Barmer	DAK	AOK
	Apply Now	Apply Now	Apply Now	Apply Now
Pricing Fees	€117	€123	€122	€122
Branches	179	391	179	6-250
Bonus	up to €400 cash	up to €150 cash	up to €500 cash	up to €100 cash
Highlight	Personal 24/7 customer service	Fast English-speaking premium support	Best coverage for families	Personal support all over Germany
Registration	Free	Free	Free	Free
Processing Time	Free	Free	Free	Free

Techniker Krankenkasse (TK) (Recommended)

€117

TK

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Techniker Krankenkasse, commonly known as TK, is quite famous among Germans. The bonus program rewards up to €400 per year and covers your visits across EU and EEA. In case you need help, they have 24/7 personal support available. They have an excellent English-speaking support team and less processing time.

Description	Charges
Pricing	starts at €117
Processing Time	Same day
Branches	179
Health Bonus Program	up to €400 cash

Features

Personal 24/7 customer service
Up to €400 bonus rewards each year
Faster delivery of Social Security number required for Employment
Digital signup, no unnecessary paperwork or waiting times.
Free to use and No German needed
Professional medical doctor Hotline and Appointment Service
Awarded "Best Health Insurance Fund for Students"

Eligibility Criteria

The age of the student must be less than 30 years
The student must be full-time enrolled in a recognized university

How to apply for TK Public Health Insurance

Open the TK's application page
Click on Get Covered
Enter your Email address and other required information
The confirmation Letter will be sent to your email address

Barmer

€123

Barmer

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Barmer is one of Germany's largest health insurance companies. It has a premium English-speaking support line for its customer to get help related to medical or general issues. Also, they are known for their faster processing time.

Description	Charges
Pricing	starts at €123
Processing Time	Same day
Branches	391
Health Bonus Program	up to €150 cash

Features

Fast English-speaking premium support
Up to €150 bonus rewards each year
Faster delivery of Social Security number required for Employment
Digital signup, no unnecessary paperwork or waiting times.
Free to use and No German needed
Professional medical doctor Hotline and Appointment Service

Eligibility Criteria

The age of the student must be less than 30 years
The student must be full-time enrolled in a recognized university

How to apply for Barmer Public Health Insurance

Open the Barmer's application page
Click on Get Covered
Enter your Email address and other required information
The confirmation Letter will be sent to your email address

DAK

€122

DAK

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The DAK claims itself as one of the largest statutory health insurers with 230 years of experience. Their bonus program rewards up to €500 per year. They are considered best for families because their coverage related to pregnancy is higher than other providers. They have sufficient support for English-speakers.

Description	Charges
Pricing	starts at €122
Processing Time	Same day
Branches	179
Health Bonus Program	up to €500 cash

Features

The best coverage for families
Up to €500 bonus rewards each year
Multi-Language Service Hotline
Digital signup, no unnecessary paperwork or waiting times.
Free to use and No German needed
Professional medical doctor Hotline and Appointment Service

Eligibility Criteria

The age of the student must be less than 30 years
The student must be full-time enrolled in a recognized university

How to apply for DAK Public Health Insurance

Open the DAK's application page
Click on Get Covered
Enter your Email address and other required information
The confirmation Letter will be sent to your email address

AOK

€122

AOK

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The AOK has been providing Statutory medical insurance for over 130 years and has insured over 27 million people in Germany. The bonus offers range between €0 and €225 depending on the location of the branch. They also cover your visits to other EU countries, including EEA. With AOK, you will be fully covered as per Government Laws. However, their English support and processing speed are slightly slower than others.

Description	Charges
Pricing	starts at €122
Processing Time	Same day
Branches	6-250
Health Bonus Program	up to €100 cash

Features

Personal support all over Germany
Up to €225 bonus rewards each year
More than 250 branches across Germany
Digital signup, no unnecessary paperwork or waiting times.
Free to use and No German needed
Professional medical doctor Hotline and Appointment Service

Eligibility Criteria

The age of the student must be less than 30 years
The student must be full-time enrolled in a recognized university

How to apply for AOK Public Health Insurance

Open the AOK's application page
Click on Get Covered
Enter your Email address and other required information
The confirmation Letter will be sent to your email address

What is the registration fees for Germany Public Health Insurance?

The registration fee for Public Health Insurance in Germany is free for all prominent insurance providers. The premium payment starts only after reaching Germany.

What is the eligibility of Public Health Insurance?

The basic eligibility of Public Health Insurance for International students is to be under 30 years old and have full-time status at a recognized university. If the student is enrolled in a Language course, pursuing a Ph.D., aged above 30 years, or is a guest scientist, they must take private health insurance.

What are the major insurance providers in Germany?

Germany's four largest public health insurance providers are TK, Barmer, DAK, and AOK. However, there are more than 100 insurance providers available.