Kuhoo Education Loan for Study Abroad

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Interest Rate
13.65% onwards
UnSecured Loan
₹30 Lakhs
Secured Loan
₹30 Lakhs
Processing Time
5 working days
100% Funding
Loan Tenure
up to 12 years
Tax Benefits
Processing Fees
starts 1%
100+ Cr
Banks & NBFC
3 days
Average Time


The Kuhoo is a Non-Banking Financial Institution registered under RBI and authorized to disburse Education Loans to Indian Students intending to Study in International universities and colleges. Kuhoo's education loan limit is up to Rs 60 Lakh, and they only need Collateral if the application is too weak. Kuhoo has a Zero margin policy which means they finance your education abroad up to 100%, including university fees and living expenses. 


Feature Details
Interest Rate 11% - 14%
Loan Amount (Collateral) ₹60 Lac
Loan Amount (Without Collateral) ₹60 Lac
Loan Amount (Minimum) ₹5 Lac
Processing Fees 1% - 2%
Processing Time 3 working days
Loan Tenure up to 12 years
Margin Zero (100% Financing)
Prepayment Charges Zero
Moratorium Period 12 months


No Margin

The Kuhoo does not need a Co-Signer to grant an education loan if you have excellent academics. For example, a Co-Signer requirement may be waived by Kuhoo if a student chooses a STEM-based course in a US university and have a GRE score of more than 310.

High Limit on Loan Amount

The Kuhoo has upper limit of ₹60 Lac for both Collateral and Non-Collateral based Education Loans for Study Abroad

Competitve Interest Rates

The Kuhoo interest rate starts at 11% and goes till 14%. The exact rate will be communicated after profile review.

RBI Approved

The Kuhoo Technology Services Pvt Ltd is RBI-approved NBFC authorized to provide education loans to India- and abroad-based students. 

Moratorium Period

The Kuhoo provides a Moratorium period on a case-to-case basis with a grace period of 12 months from the time you complete the course.

Loan Repayment

The Kuhoo offers education loans for a maximum duration of 144 months or 12 years, including course duration. You can pay earlier or get a loan with a shorter repayment schedule.

Benefits of applying an Kuhoo Education Loan through Abroad Cube

  1. Higher Chances of Approval - On applying for an Education Loan through Abroad Cube, you can expect higher chances of approval as our expert will verify the documents before submission and suggest better alternatives for higher approval.
  2. Zero Charges - We help you apply for an Education Loan at Zero costs
  3. Online Process - With Abroad Cube, applying for an Education Loan is entirely Online. You must submit all the required documents online, and we will send them to the concerned Bank of NBFC. Our system is designed to handle your education loan application online with timely updates.
  4. Quicker Sanctions - Our education loan partners have lower processing times. Our expert will verify the documents before submission to avoid processing delays. 
  5. Cashbacks and Offers - You will get up to Rs 10,000 cashback when you apply for an Education Loan through Abroad Cube

Charges of Kuhoo Education Loan

The description of charges of Kuhoo Education Loan

Description Charges & Fees
Processing Fee 1% - 2%
Life Insurance Varies

Eligibility criteria for Kuhoo Education Loan

  1. An Applicant
    • must be an Indian citizen who is 18 or older
    • must have a co-borrower who earns in India (Waiver available)
  2. A Co-Applicants
    • must be an Indian citizen and should be a parent, legal guardian, sibling, or other blood relative.
    • must have a bank account in India that allows them to sign cheques.
    • must be the primary debtor.
  3. The Institution/University/College
    • It can be a Graduate course
    • It can be a Post-Graduate Course
    • It can be a job-oriented professional course
    • It can be a technical course
    • It must be approved by the regularities. 

Documents required for Kuhoo Education Loan

Here are the documents required for Education Loan by Kuhoo for Applicants and Co-Applicants

Applicants Co-Applicants
  • Aadhar Card
  • PAN Card
  • Passport
  • Passport-sized Photo
  • Academic Documents
    • 10th Class
    • 12th Class
    • University/College (if applicable)
  • IELTS/PTE/TOEFL Score cards (optional)
  • GRE/GMAT/SAT/ACT Score cards (optional)
  • University Offer Letter (if available)
  • 6-month Bank Statement (optional)
Salaried Self Employed
  • Aadhar Card
  • PAN Card
  • Passport-sized photo
  • Salary Slips / Salary Certificate (Last 3 months)
  • Income Tax Returns (Last 3 years)
  • 6-month Bank Statement
  • Aadhar Card
  • PAN Card
  • Passport-sized photo
  • Business Proof
  • Income Tax Returns (Last 3 years)
  • 6-month Bank Statement

How to apply for Kuhoo Education Loan

  1. Apply on our website, and submit your basic profile for eligibility checks. 
  2. Once eligible, get quotes from multiple banks and NBFCs for your education.
  3. Choose the best offer and start with the application. 
  4. Submit the documents as per Abroad Cube's curated Checklist to avoid processing delays. 
  5. Our expert will verify the documents and send them to the concerned education loan provider.
  6. The Education loan provider will process your file and revert. 

Apply Now


Kuhoo supports various countries and segments, but their accepted countries are the USA, UK, Canada, Australia, New Zealand, Germany, Ireland, Spain, Denmark, Singapore, Dubai etc.

Kuhoo offers up student loans of up to Rs. 50 Lakhs without collateral student loans.

Kuhoo offers loans for a wide variety of universities, colleges and courses. If they are not highly ranked, kuhoo can still provide loans. In some cases, kuhoo gives options of loan against partial security also. In such cases, kuhoo can accept FD, property etc., as collateral

Kuhoo’s digital processes help to provide one of the quickest response times across the industry. After the required documentation is complete, kuhoo takes less than 72 hours to give a credit decision and less than 48 hours in disbursing/ send money to the university and the customer’s bank account

Offers on Education Loan

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Disclaimer: Any Bank/NBFC/Financial Institution does not endorse, promote, review or warrant the accuracy of the product or services offered by Abroad Cube. This platform is independently run by a team of experts.
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